Steps to purchase a house in Central Oregon

Picture of Anna Tsvyetkov
Anna Tsvyetkov

Broker/REALTOR®
JMG -- Jason Mitchell Group

Purchasing a house in Central Oregon can seem like a daunting task, but by breaking it down into a few simple steps, it can be a manageable and exciting process. Here are the general steps you should follow when buying a house in Central Oregon:

  1. Determine your budget: Before you start your house search, it’s important to know what you can afford. This will help you narrow down your options and avoid wasting time looking at houses that are out of your price range.
  2. Get pre-approved for a mortgage: Once you have a good idea of your budget, you should get pre-approved for a mortgage. This will give you a clear picture of how much you can borrow and what your monthly payments will be.
  3. Hire a real estate agent: Your’s Truly 🙂 A real estate agent can help you find the right house, negotiate a good price, and navigate the complex buying process. Look for a real estate agent who has experience in Central Oregon and who you feel comfortable working with.
  4. Start your house search: Use online resources, such as my app, which will show you tbe data that no other app will include median home price in the specific neighborhoods and other neighborhood stats click here to download it , to search for houses that meet your criteria. Work with your real estate agent to schedule visits to the houses that you’re interested in.
  5. Make an offer: Once you’ve found the right house, I will help you make an offer. This will include the price you’re willing to pay, any contingencies (such as a home inspection), and the closing timeline.
  6. Complete a home inspection: Before you close on the house, it’s a good idea to have a professional inspect the property to look for any potential issues. This will give you an idea of any repairs that may need to be made and can help you negotiate the price.
  7. Close the deal: If your offer is accepted, you’ll work with your real estate agent and lender to close the deal. This will involve signing a stack of paperwork, paying closing costs, and transferring ownership of the property.
  8. Move in and enjoy your new home!

Remember, these are general steps, and your specific buying process may differ. However, following these steps should help you purchase a house in Central Oregon with confidence and ease.

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